The Commercial Real Estate Financing Guide
Practical Answers for Common Business Loan Questions
Straightforward and practical commercial loan advice
Risk assessment is now increasingly necessary for commercial borrowers. This involves both asking the right questions and finding candid answers from commercial loan experts. The Commercial Mortgage Loans Guide should prove to be a worthwhile starting point in the prevailing climate of uncertainty about small business financing.
Stephen Bush is the Founder/CEO of AEX Commercial Financing Group and is a business loans expert. He has written extensively about commercial real estate financing problems and how to find realistic solutions. His latest series of special reports explain commercial banking problems in concise and straightforward terms. Two of these reports are “Seven Words to Describe Commercial Mortgage Loans” and “Small
Business Loan Improvements with Commercial Bank Consulting”. To
learn more, business owners should contact Steve for a candid
discussion.
Business Financing Services
Commercial Mortgage Loan Services
- For commercial borrowers concerned about business financing uncertainties, AEX Commercial Financing Group has practical problem-solving expertise and continues to be an effective source for reliable commercial real estate financing and working capital loans.
- Many commercial lenders have discontinued their small business loan programs.
- Without further delay, business owners should have a candid conversation with a business finance funding expert such as AEX to discuss how to best refinance business loans or acquire new financing.
The AEX Commercial Mortgage and Commercial Loan Guide is published by AEX Commercial Financing Group. If you have previously experienced problems with commercial real estate loans and SBA business loans (or don't want to delay your next commercial mortgage loan with avoidable problems), our unique and straightforward business financing advice can help you immediately. We have published commercial finance reports which cover many topics of interest to commercial borrowers. Here is what is covered in some of these AEX commercial funding and working capital management reports:
- Problems to Avoid with Commercial Mortgages
- Credit Card Processing and Business Cash Advances
- Commercial Mortgage Loans - The Two Worst Things That Could Happen
- Important Trade-offs with Commercial Property Loans
- Short Term Loans and Working Capital Financing
- Problems to Anticipate with SBA Financing and Refinancing SBA Loans
- Business Opportunity Financing and Working Capital Strategies
- Small Business Funding and Small Business Cash Management
- Working Capital Loans and Hard Money Financing Options
- Commercial Lenders to Avoid
Our website helps us summarize new commercial mortgage and commercial loan issues, but it is not feasible for AEX to publish all of our business finance updates and advice on the “front page”. To help with this dilemma, we have always invited commercial borrowers to contact us directly for timely and candid business loan advice.
The business financing environment is changing almost every day and there is a great deal of new information to absorb. Here is one of several AEX observations that might have been originally missed by business owners —
Working capital loans and small business financing are heading in a new direction. What we are seeing now with commercial financing suggests that results for business owners will be confusing, uncertain and painful at times. One of the key factors impacting the new directions for small business loans is that banks and other commercial lenders have changed so dramatically in a very short period of time. These changes are not expected to be temporary in nature. With multiple bank examples, the new directions for commercial borrowers are not optional or voluntary. In most cases, if business owners do not move in a new direction for their business financing, they will be left without basic working capital financing and commercial loans. Because commercial lending is extremely competitive, new lenders have emerged to replace the old ineffective ones. Small business owners will now find that their business finance and working capital financing choices might have improved as a result.
Business Loan Quiz — This short series of questions and answers about the current state of small business financing will provide some candid and practical explanations about why there is currently a shortage of adequate bank lending to small businesses for commercial mortgages and working capital loans.
Small Business Owners Might Need a Business Financing Expert — The purpose in using a small business finance expert is to ensure that all effective and practical commercial finance options are fully reviewed.
Commercial Mortgage Loans Described in Seven Words — This report was intentionally structured to produce a concise overview of pertinent commercial mortgage issues by describing commercial real estate loan difficulties in seven words. To help small business owners cope with one of the most chaotic commercial banking climates seen in decades, AEX reports such as “Six More Words about Business Loans” and “Seven Words to Describe Merchant Cash Advances” are also available.
AEX Commercial Loans Report Excerpt —
Primary Reasons for Business Cash Advances using Credit Card ProcessingSmall businesses will typically use a combination of short-term and long-term commercial financing, and even thriving businesses frequently need more cash than available from a bank and other small business loans. Short-term business finance funding is most appropriate for working capital, marketing, taxes, emergencies and inventory. Expenses for equipment and renovations can be funded with either short-term or long-term business financing. Many small business owners should consider using a business cash advance based on future credit card sales as a short-term financing source. This working capital financing strategy is also called credit card financing and is based on factoring of the credit card receivables for a business. The funds obtained from business cash advances typically vary from $10,000 to $300,000 and can be applied to short-term commercial finance funding needs that are usually very difficult for most small business owners to finance. There are several critical problems to avoid when using this strategy — key problems are described in The Working Capital Journal. The most likely candidates to benefit from this business finance strategy are businesses which have a regular volume of credit card processing transactions, particularly restaurants, retail stores and service businesses such as motels and dentists.
or other AEX business finance funding reports.
Some Working Capital Funding and Commercial Real Estate Loan thoughts from Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group:
Because
it has become more difficult for most businesses to obtain working
capital finance help, our working capital loan and business cash advance
programs will be of special interest to many business owners. Additionally, AEX Commercial Finance Funding Programs should be helpful for
commercial borrowers refinancing or buying a business involving special purpose properties such as gas stations, mobile home parks, golf
courses and funeral homes. AEX business finance funding reports will provide insights about some of the most serious problems currently
faced by business owners. Here are four examples:
- Worst Case Alert for Small Business Loans and Working Capital Loans
- Overview - Business Cash Advances and Credit Card Processing
- Business Opportunity Financing Strategies for Buying a Business
- Reasons for Bank Rejections with Commercial Mortgage Loans
As reflected in these and other AEX Reports, there are a number of rapidly-changing developments likely to effect most commercial financing throughout the United States. Please contact us directly for our candid and individualized assessment of how your business financing situation could be impacted.
Please Also Visit: AEX Commercial Financing Group - Commercial Finance
The Commercial Loans Guide
Contingency Planning (“Plan B”) for Unexpected Business Financing Problems Even before the recent chaos effecting credit and financial markets, AEX has consistently advocated that business borrowers should “Always have a Plan B” for their small business loan programs. For commercial financing there is often inadequate attention paid to what can go wrong with business finance arrangements. A key example — numerous banks have already pulled the plug on business financing (in most cases with little advance notice to commercial borrowers). Based on evolving uncertainties in commercial finance markets, all business owners would be wise to immediately formulate a Plan B that identifies what to do if current financing is revoked or reduced for working capital financing and commercial mortgage loans.
Recent headlines from AEX Commercial Financing Group articles:
Business owners wanting help with current commercial mortgage situations should contact Stephen Bush (Founder and Chief Executive Officer - AEX Commercial Financing Group) for personalized and straightforward advice. AEX has recently added a special small business finance consultant program with lower initial fees.
The Commercial Mortgages Guide
